wallet creation is still using xlm and not pi in WALLETACTIVATIONSERVICE.TS
fix transfer service that allows sending of funds without user using wallet directly buy usernames and phonenumber but behind the scene it uses wallet address
check on fees on CONTRACTCLIENTS
REMOVE PLACEHOLDERWALLET IN AUTHSERVICES.TS
IN FINTECH ROUTE WE NEED TO USE MULTIPLE FINTECH FOR A NATION, NOT JUST ONE. e.g in nigeria, we can use paystack and flutterwave instead of just paystack, to avoid one point of failure
buy a bank in countries
create a script to know the current weight of each currency in the basket, based on their current market condition and the factors considered