diff --git a/.github/workflows/ci.yml b/.github/workflows/ci.yml
index 99127c4..4e4c797 100644
--- a/.github/workflows/ci.yml
+++ b/.github/workflows/ci.yml
@@ -5,6 +5,9 @@ on:
     branches: [main]
   pull_request:
     branches: [main]
+  schedule:
+    # Nightly fork tests against testnet (issue #88).
+    - cron: '0 3 * * *'
 
 env:
   CARGO_TERM_COLOR: always
@@ -259,3 +262,24 @@ jobs:
         with:
           name: coverage-lcov
           path: lcov.info
+
+  # Scheduled fork tests against Stellar testnet (issue #88).
+  # Stubbed pending soroban-sdk ≥ 22.x upgrade; all tests are
+  # `#[ignore]`-d, so this job passes harmlessly until real fork-
+  # mode assertions land.
+  fork-test:
+    name: Fork Test (testnet nightly)
+    runs-on: ubuntu-latest
+    if: github.event_name == 'schedule'
+    steps:
+      - uses: actions/checkout@v4
+      - uses: actions-rust-lang/setup-rust-toolchain@v1
+        with:
+          toolchain: ${{ env.RUST_TOOLCHAIN }}
+          target: wasm32-unknown-unknown
+      - name: Build WASM
+        run: cargo build --release --target wasm32-unknown-unknown
+      - name: Run fork tests (--ignored)
+        run: cargo test --features fork -- --ignored
+        env:
+          STELLAR_RPC_URL: https://soroban-testnet.stellar.org
diff --git a/CHANGELOG.md b/CHANGELOG.md
index 63e2c9c..c74dd3f 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -8,6 +8,10 @@ and this project adheres to [Semantic Versioning](https://semver.org/spec/v2.0.0
 ## [Unreleased]
 
 ### Added
+- Fork test skeleton: `tests/fork.rs` with stubs for Soroban fork-mode testing against testnet, gated behind `--features fork` and `#[ignore]` until the SDK is upgraded to ≥ 22.x (Issue #88)
+- `Cargo.toml`: `[features]` section with `fork = []` flag (Issue #88)
+- CI: nightly `fork-test` job that runs `cargo test --features fork -- --ignored` once per night (Issue #88)
+- README: fork-test documentation explaining prerequisites and how to run `cargo test --features fork` (Issue #88)
 - CI: `changelog` job that diffs `src/lib.rs`'s public API surface against the PR base and fails when `CHANGELOG.md` is not updated (Issue #112)
 - `scripts/check_changelog.sh` – the bash check invoked by the new job; reusable locally via `BASE_REF=origin/main HEAD_REF=HEAD bash scripts/check_changelog.sh`
 - `make check-changelog` – convenience target for running the check offline
diff --git a/Cargo.toml b/Cargo.toml
index c63c4ab..a055c80 100644
--- a/Cargo.toml
+++ b/Cargo.toml
@@ -20,6 +20,11 @@ soroban-sdk = "=21.7.7"
 soroban-sdk = { version = "=21.7.7", features = ["testutils"] }
 proptest = "1.4.0"
 
+[features]
+# Enable fork tests against Stellar testnet (requires RPC access).
+# Usage: cargo test --features fork -- --ignored
+fork = []
+
 [profile.release]
 opt-level = "z"
 overflow-checks = true
diff --git a/README.md b/README.md
index dc54b8a..c698891 100644
--- a/README.md
+++ b/README.md
@@ -120,6 +120,19 @@ make lint
 make check      # fmt + lint + test + wasm-build
 ```
 
+### Fork Tests (against testnet)
+
+Fork tests validate the contract against a forked snapshot of the Stellar
+testnet. They are gated behind the `fork` feature and ignored by default.
+
+```bash
+# Prerequisites: soroban-sdk ≥ 22.x, a testnet RPC endpoint
+cargo test --features fork -- --ignored
+```
+
+These tests currently contain stubs pending the SDK upgrade to 22.x
+(see `tests/fork.rs`). A CI job runs them nightly on schedule.
+
 ### Deploy (testnet)
 
 ```bash
diff --git a/tests/fork.rs b/tests/fork.rs
new file mode 100644
index 0000000..070faf7
--- /dev/null
+++ b/tests/fork.rs
@@ -0,0 +1,87 @@
+//! # Soroban fork tests against Stellar testnet (issue #88)
+//!
+//! This module runs the same set of invariants as the unit tests in
+//! `src/test.rs`, but against a **forked** testnet state rather than an
+//! isolated `Env::default()` host.
+//!
+//! ## Why fork tests matter
+//!
+//! Soroban's emulated host is deterministic but not exhaustive. Fork tests
+//! catch issues that only surface against real RPC behaviour, host-side
+//! authorization verification, actual `symbol_short` truncations, and real
+//! reclaim gas costs.
+//!
+//! ## Prerequisites
+//!
+//! Fork testing requires soroban-sdk ≥ 22.x (`test_snapshot`
+//! infrastructure). This project currently pins soroban-sdk 21.7.7 for
+//! stability (see `Cargo.toml`). **The fork tests are gated behind the
+//! `fork` feature and ignored by default.**
+//!
+//! When the SDK is upgraded to 22.x (tracked in issue #88), replace the
+//! stubs below with real fork-mode assertions.
+//!
+//! ## Running (post-upgrade)
+//!
+//! ```bash
+//! export STELLAR_RPC_URL=https://soroban-testnet.stellar.org
+//! cargo test --features fork -- --ignored
+//! ```
+
+// ---------------------------------------------------------------------------
+// Stubs — TODO: replace with real fork tests after SDK 22.x upgrade
+// ---------------------------------------------------------------------------
+
+/// Entry point: validate the deployed contract WASM against forked testnet
+/// state.  All concrete assertions live in the helper modules below.
+#[test]
+#[ignore = "Fork tests require soroban-sdk ≥ 22.x (see module-level docs)"]
+#[cfg(feature = "fork")]
+fn fork_invariants() {
+    // TODO(#88): Replace this stub with a real fork-mode test.
+    //
+    // Expected structure (soroban-sdk 22.x):
+    // ```rust,ignore
+    // let env = Env::from_snapshot_file("testnet-snapshot.json")?;
+    // env.register_contract_wasm_from_file("target/wasm32-unknown-unknown/release/stellar_tip.wasm");
+    // // Replay the full unit-test invariant suite against forked state.
+    // ```
+    //
+    // Until then, this test is `#[ignore]`-d so CI passes without a
+    // testnet RPC.
+}
+
+/// Fork-mode test that replays registration invariants against testnet
+/// state.
+#[test]
+#[ignore = "Fork tests require soroban-sdk ≥ 22.x"]
+#[cfg(feature = "fork")]
+fn fork_registration_invariants() {
+    // TODO(#88): register → assert profile exists → assert creator count.
+}
+
+/// Fork-mode test that replays tipping invariants against testnet state.
+#[test]
+#[ignore = "Fork tests require soroban-sdk ≥ 22.x"]
+#[cfg(feature = "fork")]
+fn fork_tipping_invariants() {
+    // TODO(#88): tip → assert balance updated → assert tip recorded.
+}
+
+/// Fork-mode test that replays withdrawal invariants against testnet
+/// state.
+#[test]
+#[ignore = "Fork tests require soroban-sdk ≥ 22.x"]
+#[cfg(feature = "fork")]
+fn fork_withdrawal_invariants() {
+    // TODO(#88): withdraw → assert tokens transferred → assert balance zero.
+}
+
+/// Fork-mode test that replays admin-rotation invariants against testnet
+/// state.
+#[test]
+#[ignore = "Fork tests require soroban-sdk ≥ 22.x"]
+#[cfg(feature = "fork")]
+fn fork_admin_invariants() {
+    // TODO(#88): pause → rotate admin → set fee recipient → unpause → tip.
+}