diff --git a/app/controllers/debts_controller.rb b/app/controllers/debts_controller.rb
new file mode 100644
index 0000000..97ad838
--- /dev/null
+++ b/app/controllers/debts_controller.rb
@@ -0,0 +1,7 @@
+class DebtsController < ApplicationController
+  def index
+    @debts = current_user.debts
+  end
+
+  def update; end
+end
diff --git a/app/models/debt.rb b/app/models/debt.rb
index 951347c..629bc51 100644
--- a/app/models/debt.rb
+++ b/app/models/debt.rb
@@ -2,4 +2,12 @@ class Debt < ApplicationRecord
   belongs_to :debtor,   class_name: 'User'
   belongs_to :creditor, class_name: 'User'
   belongs_to :bet, optional: true
+
+  def won_option
+    bet.options.winners.first
+  end
+
+  def user_option(user)
+    user.user_bets.find_by(bet: bet).bet_option
+  end
 end
diff --git a/app/views/debts/_my_debt.html.erb b/app/views/debts/_my_debt.html.erb
new file mode 100644
index 0000000..3c8cdcd
--- /dev/null
+++ b/app/views/debts/_my_debt.html.erb
@@ -0,0 +1,6 @@
+<tr>
+  <td class="col-md-3"><%= debt.creditor.username %></td>
+  <td class="col-md-3">$<%= debt.amount %></td>
+  <td class="col-md-3"><%= debt.won_option.option_text %></td>
+  <td class="col-md-3"><%= debt.user_option(current_user).option_text %></td>
+</tr>
diff --git a/app/views/debts/index.html.erb b/app/views/debts/index.html.erb
new file mode 100644
index 0000000..00b2103
--- /dev/null
+++ b/app/views/debts/index.html.erb
@@ -0,0 +1,27 @@
+<hr>
+<div class="row">
+  <div class="col col-lg-12 text-center">
+    <h3>Viewing my debts</h3>
+  </div>
+</div>
+
+<hr>
+<div class="row">
+  <div class="col col-lg-12">
+    <table class="table table-hover">
+      <thead class="thead-default">
+        <tr>
+          <th class="col-md-3">I owe</th>
+          <th class="col-md-3">this much</th>
+          <th class="col-md-3">because</th>
+          <th class="col-md-3">and I bet on</th>
+        </tr>
+      </thead>
+      <tbody>
+        <% @debts.each do |debt| %>
+          <%= render 'my_debt', debt: debt %>
+        <% end %>
+      </tbody>
+    </table>
+  </div>
+</div>
diff --git a/app/views/debts/show.htlm.erb b/app/views/debts/show.htlm.erb
new file mode 100644
index 0000000..e69de29
diff --git a/app/views/shared/_user_bar.html.erb b/app/views/shared/_user_bar.html.erb
index bc92d01..e9286ce 100644
--- a/app/views/shared/_user_bar.html.erb
+++ b/app/views/shared/_user_bar.html.erb
@@ -13,6 +13,10 @@
             <li class="nav-item">
               <%= link_to 'View Bets', bets_path, class: 'nav-link' %>
             </li>
+            <li class="nav-item">
+              <%= link_to 'My Debts', user_debts_path(current_user),
+                class: 'nav-link' %>
+            </li>
           </ul>
           <form class="form-inline dropdown">
             <button id="avatar-dropdown" class="btn btn-outline-secondary dropdown-toggle" data-toggle="dropdown" type="button" style="width: 100%">
diff --git a/config/routes.rb b/config/routes.rb
index 7829a04..36b3bec 100644
--- a/config/routes.rb
+++ b/config/routes.rb
@@ -15,5 +15,8 @@
     resources :user_bets, only: :create
     resources :bet_options, shallow: true
   end
-  resources :users
+
+  resources :users do
+    resources :debts, only: [:index, :update]
+  end
 end
diff --git a/spec/controllers/debts_controller_spec.rb b/spec/controllers/debts_controller_spec.rb
new file mode 100644
index 0000000..1ebbca2
--- /dev/null
+++ b/spec/controllers/debts_controller_spec.rb
@@ -0,0 +1,16 @@
+require 'rails_helper'
+
+RSpec.describe DebtsController, type: :controller do
+  describe('GET #index') do
+    subject { get :index, params: { user_id: current_user.id } }
+    let(:user) do
+      User.create(username: 'Bob', email: 'bob@mail.com',
+                  password: '123')
+    end
+    before { log_in(user) }
+    it { is_expected.to be_ok }
+  end
+
+  describe('PATCH #update') do
+  end
+end