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| 1 | +// SPDX-License-Identifier: GPL-3.0 |
| 2 | +pragma solidity ^0.8.12; |
| 3 | +import "../samples/HybridAccount.sol"; |
| 4 | + |
| 5 | +contract RainfallInsurance { |
| 6 | + struct Policy { |
| 7 | + address policyholder; |
| 8 | + uint256 premium; |
| 9 | + uint256 payoutAmount; |
| 10 | + uint256 triggerRainfall; |
| 11 | + string city; |
| 12 | + uint256 timestamp; |
| 13 | + PolicyState state; |
| 14 | + } |
| 15 | + |
| 16 | + enum PolicyState { |
| 17 | + Active, |
| 18 | + Expired, |
| 19 | + Claimed |
| 20 | + } |
| 21 | + |
| 22 | + struct Rainfall { |
| 23 | + uint256 rainfallInMm; |
| 24 | + uint256 updatedAt; |
| 25 | + } |
| 26 | + |
| 27 | + mapping(uint256 => Policy) public policies; |
| 28 | + mapping(string => Rainfall) public currentRainfall; |
| 29 | + uint256 public constant MULTIPLIER = 3; |
| 30 | + address payable immutable helperAddr; |
| 31 | + |
| 32 | + uint256 private nonce; |
| 33 | + |
| 34 | + event PolicyCreated(uint256 indexed policyId, address indexed policyholder, string city, uint256 premium, uint256 payoutAmount); |
| 35 | + |
| 36 | + |
| 37 | + constructor(address payable _helperAddr) { |
| 38 | + helperAddr = _helperAddr; |
| 39 | + } |
| 40 | + |
| 41 | + function generatePolicyId(address policyHolder, string memory city) internal returns (uint256) { |
| 42 | + nonce++; |
| 43 | + return uint256(keccak256(abi.encodePacked(policyHolder, city, block.timestamp, nonce))); |
| 44 | + } |
| 45 | + |
| 46 | + function buyInsurance( |
| 47 | + uint256 triggerRainfall, |
| 48 | + string memory city |
| 49 | + ) public payable returns (uint256){ |
| 50 | + require(msg.value > 0, "Premium must be greater than zero"); |
| 51 | + uint256 payoutAmount = msg.value * MULTIPLIER; |
| 52 | + uint256 policyId = generatePolicyId(msg.sender, city); |
| 53 | + |
| 54 | + policies[policyId] = Policy( |
| 55 | + msg.sender, |
| 56 | + msg.value, |
| 57 | + payoutAmount, |
| 58 | + triggerRainfall, |
| 59 | + city, |
| 60 | + block.timestamp, |
| 61 | + PolicyState.Active |
| 62 | + ); |
| 63 | + |
| 64 | + emit PolicyCreated(policyId, msg.sender, city, msg.value, payoutAmount); |
| 65 | + } |
| 66 | + |
| 67 | + function updateRainfall( |
| 68 | + string memory city |
| 69 | + ) internal returns (Rainfall storage) { |
| 70 | + HybridAccount ha = HybridAccount(helperAddr); |
| 71 | + |
| 72 | + bytes memory req = abi.encodeWithSignature( |
| 73 | + "get_rainfall(string)", |
| 74 | + city |
| 75 | + ); |
| 76 | + bytes32 userKey = bytes32(abi.encode(msg.sender)); |
| 77 | + (uint32 error, bytes memory ret) = ha.CallOffchain(userKey, req); |
| 78 | + |
| 79 | + if (error != 0) { |
| 80 | + revert(string(ret)); |
| 81 | + } |
| 82 | + |
| 83 | + uint256 rainfallInMm; |
| 84 | + (rainfallInMm) = abi.decode(ret, (uint256)); |
| 85 | + currentRainfall[city] = Rainfall(rainfallInMm, block.timestamp); |
| 86 | + |
| 87 | + return currentRainfall[city]; |
| 88 | + } |
| 89 | + |
| 90 | + function checkAndPayout(uint256 policyId) public { |
| 91 | + Policy storage policy = policies[policyId]; |
| 92 | + require(policy.state == PolicyState.Active, "Policy is not active"); |
| 93 | + |
| 94 | + if (policy.timestamp + 365 days < block.timestamp) { |
| 95 | + policy.state = PolicyState.Expired; |
| 96 | + revert("Policy expired"); |
| 97 | + } |
| 98 | + |
| 99 | + Rainfall storage rainfall = currentRainfall[policy.city]; |
| 100 | + |
| 101 | + if ( |
| 102 | + rainfall.updatedAt == 0 || |
| 103 | + rainfall.updatedAt + 24 hours < block.timestamp |
| 104 | + ) { |
| 105 | + rainfall = updateRainfall(policy.city); |
| 106 | + } |
| 107 | + |
| 108 | + |
| 109 | + require( |
| 110 | + rainfall.rainfallInMm <= policy.triggerRainfall, |
| 111 | + "Trigger condition not met" |
| 112 | + ); |
| 113 | + |
| 114 | + policy.state = PolicyState.Claimed; |
| 115 | + payable(policy.policyholder).transfer(policy.payoutAmount); |
| 116 | + } |
| 117 | +} |
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