notes.txt

https://platform.openai.com
# Add your OpenAI API key to .env file

// Example: More specific prompts for different student types
createInsightsPrompt(spendingData, studentType = 'general') {
  const basePrompt = `Analyze this student's financial data: ${spendingData}`;
  
  const typeSpecificGuidance = {
    'freshman': 'Focus on building good financial habits and basic budgeting skills.',
    'graduate': 'Emphasize advanced financial planning and investment opportunities.',
    'international': 'Consider currency exchange and international banking factors.',
    'general': 'Provide balanced advice suitable for typical college students.'
  };

  return `${basePrompt}\n\n${typeSpecificGuidance[studentType]}\n\nProvide structured analysis...`;
}