fix(docs/tokens/basics): clarify two approaches of creating token accounts

Author: datasalaryman

apps/web/content/docs/en/tokens/basics/create-token-account.mdx

@@ -52,6 +52,11 @@ account tracks:
 1. **Mint**: The specific token type it holds
 2. **Owner**: The authority who can transfer tokens from this account
 
+There are two approaches to creating token accounts:
+
+1. Create the account from scratch (we use a keypair in the example below)
+2. Create an associated token account (ATA) with a deterministic address
+
 ### Example: USD Coin (USDC)
 
 - Mint address: `EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v`
@@ -130,7 +135,7 @@ The resulting token accounts are owned by the Token Program and use the standard
 
 </Callout>
 
-## How to Create a Token Account
+## How to Create a Token Account with a Keypair
 
 Creating a token account requires the
 [`InitializeAccount`](https://github.com/solana-program/token/blob/a7c488ca39ed4cd71a87950ed854929816e9099f/program/src/instruction.rs#L63)