User will pay with Apple Pay CC on Windows if order was completed with Apple Pay before.

[EmailZen]

User by default has 3 options to pay for products: Credit Card, Check, and Apple Pay.
However, if a user will pay with Apple Pay, he will not be able to add CC and pay with other CC (if the first order was paid by Apple Pay).

Expected Behavior
Users should be able to add CC when placing orders on Windows, on account that orders were made only with Apple Pay before.

Actual Behavior
If Apple Pay was used before (without adding any other CC) payment, when CC will be used on Windows, order will be completed with Apple Pay CC.

Steps to Reproduce

1. Create a new account
2. Log in on device that allows Apple Pay payments
3. Add any products to cart and move to payment step of the Checkout
4. Select Apple Pay as payment
5. Complete order
6. Log in on a device that does NOT allow for Apple Pay payments
7. Repeat step 3
8. Select Credit Card (notice that form does not show up)
9. Proceed
10. Notice issue
    Chrome Win Version 89.0.4389.90 (Official Build) (64-bit)
    iPhone X 14.4

Affected version: spee.4.3.0.alpha (ruby 2.7.2; rails 6.0.0)