Permission read_write required (I already have the elements_write permission)

[pmenendz]

I’m adding a new feature to my Stripe app that creates a virtual IBAN using the Customer Balance Funding Instructions API. I’m following the example in Stripe docs here:
https://docs.stripe.com/payments/customer-balance/funding-instructions?dashboard-or-api=funding-instructions-api

Here’s the Go snippet I’m using:

params := &stripe.CustomerCreateFundingInstructionsParams{
        FundingType: stripe.String(string(stripe.FundingInstructionsFundingTypeBankTransfer)),
        BankTransfer: &stripe.CustomerCreateFundingInstructionsBankTransferParams{
            Type: stripe.String(string(stripe.FundingInstructionsBankTransferTypeEUBankTransfer)),
            EUBankTransfer: &stripe.CustomerCreateFundingInstructionsBankTransferEUBankTransferParams{
                Country: stripe.String(country),
            },
        },
        Currency: stripe.String(string(stripe.CurrencyEUR)),
    }
    params.SetStripeAccount(accountID)
    result, err := customer.CreateFundingInstructions(customerID, params)
    if err != nil {
        return nil, err
    }

When testing with connected accounts that have installed the app, I’m getting this error:

[ERROR] Request error from Stripe (status 403): 
{"code":"more_permissions_required_for_application",
 "status":403,
 "message":"This application does not have the required permissions for this endpoint on account 'acct_...'. Having the 'read_write' scope would allow this request to continue"}

Currently, our app requests these permissions:

• secret_write
• event_read
• invoice_read
• credit_note_read
• connected_account_read
• customer_read
• payment_intent_read
• payment_intent_write
• product_read
• coupon_read
• tax_rate_read
• elements_write

I also tried adding customer_write and payment_method_write, but the same error persists.

Could you please confirm which permission or scope is required for this endpoint?

[bensontrent]

In addition to customer_write, The permission you need belongs to the "issuing" group of permissions, but I do not see a permission for issuing_funding_instructions_write at https://docs.stripe.com/stripe-apps/reference/permissions#object

API reference: funding_instructions

You can request a permission type to be added to the list of allowed permissions (I've done it before), but you will need to clearly state and defend your use case to the Stripe Apps team.

Edit: I'd first try to add issuing_authorization_write and perhaps issuing_transaction_write as this particular permission might be covered in their permission scopes?

[pmenendz]

I tried all those permissions and still no luck

[bensontrent]

You can plead your case to the Stripe Apps team to add a issuing_funding_instructions_write permission. I'm not a Stripe employee but you can make your case here. They are listening.

Can you provide a detailed explanation of why you need the permission and how it will be used by your users?

1. Explain the user need.
2. Explain the user journey.
3. Perhaps mock a user interface how the permission will be used.

The apps team needs more context before opening this permission to all app developers. Note, this is not typically a quick fix. It will require an Stripe Apps Team consensus before enabling this permission, and providing abundant details will help move this issue forward.