Astra is a Stellar-native treasury and cross-border banking platform built for African businesses.
We enable businesses across Africa to receive, hold, convert, and move money globally using modern financial infrastructure powered by the Stellar network.
By combining local payment rails with USDC on Stellar, Astra provides fast, low-cost, and transparent global payments while delivering a seamless business banking experience.
With Astra, businesses can:
- Receive international payments
- Hold multi-currency balances
- Access USD-denominated treasury services
- Convert USDC into local African currencies
- Pay suppliers, employees, and contractors globally
- Manage business finances from a single dashboard
Our mission is simple:
Give every African business access to the global financial system through Stellar-powered infrastructure.
Cross-border payments across Africa remain slow, expensive, and fragmented.
Traditional international transfers often involve:
- Multiple intermediary banks
- High transaction fees
- Settlement delays
- Limited transparency
Astra uses the Stellar network as its settlement layer.
This enables:
Transactions settle within seconds instead of days.
Businesses avoid many of the fees associated with traditional correspondent banking systems.
Businesses can send and receive value globally using USDC on Stellar.
All settlements are traceable and verifiable.
Businesses gain access to modern financial tools regardless of local banking limitations.
African businesses face significant barriers when participating in the global economy.
Cross-border transactions remain costly and inefficient.
Businesses require access to USD for trade, software subscriptions, imports, and international operations.
Companies often rely on multiple providers for:
- Payments
- Foreign exchange
- Treasury management
- Invoicing
- International transfers
Businesses operating in local currencies face volatility that impacts planning and growth.
Astra combines Stellar-powered stablecoin settlement with local financial infrastructure.
Businesses can:
Customers anywhere in the world can pay businesses directly using USDC.
Store treasury funds in USDC while maintaining local currency access.
Supported payout corridors include:
- NGN
- KES
- GHS
- ZAR
Pay:
- Suppliers
- Freelancers
- Contractors
- Remote employees
using Stellar-powered settlement.
Gain real-time visibility across balances, payments, settlements, and currency exposure.
A software agency in Lagos provides services to a client in the United States.
The client sends 5,000 USDC.
The payment settles on Stellar within seconds.
Astra credits the agency treasury account.
The agency chooses to:
- Hold USDC
- Convert to NGN
- Pay contractors
- Fund business operations
Local payouts are executed through regulated financial partners.
- Faster settlements
- Lower fees
- Better treasury management
- Improved cash flow
Every business receives a Stellar-compatible treasury account.
Benefits include:
- Fast settlement
- Global interoperability
- Dollar-denominated balances
Manage:
- USDC
- USD
- NGN
- KES
- GHS
- ZAR
from a single dashboard.
Convert USDC into local African currencies seamlessly.
Pay vendors and partners globally using Stellar infrastructure.
Generate professional invoices with integrated payment options.
Track:
- Cash flow
- Balances
- Currency exposure
- Settlement history
in real time.
Millions of African businesses are becoming global.
Financial infrastructure has not kept pace.
Astra gives businesses access to:
- Global payments
- Digital dollars
- Treasury tools
- Modern financial services
without requiring them to understand blockchain technology.
For businesses, Astra feels like modern banking.
Under the hood, Stellar powers settlement.
Astra generates revenue through:
Fees on USDC-to-local-currency conversions.
Transaction fees on international business payments.
Premium treasury, reporting, and financial management tools.
Advanced business accounts and team features.
Infrastructure services for fintechs, marketplaces, and platforms.
- Business onboarding
- Stellar wallet provisioning
- USDC deposits
- USDC withdrawals
- Local currency payouts
- Invoice generation
- Multi-currency accounts
- International payments
- Treasury dashboard
- Cash flow forecasting
- AI bookkeeping
- Treasury optimization
- Developer APIs
- Embedded finance
- Marketplace integrations
- Treasury-as-a-Service
We believe every African business should have access to the global economy.
Astra is building the financial operating system for African commerce using Stellar as the settlement layer.
Our long-term vision is a future where any entrepreneur in Africa can receive, manage, convert, and move money globally without friction, regardless of location or banking limitations.
Astra is designed to leverage Stellar's strengths:
- Fast settlement
- Low transaction costs
- Global interoperability
- Native USDC support
- Financial inclusion
By combining Stellar with local payment infrastructure, Astra creates a bridge between global capital and African businesses.
Astra — The Financial Operating System for African Commerce.
Powered by Stellar.