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Where the information came from. Everything here is assembled from material a member of the public can reach with a browser and no credentials — the company's own website, developer portal and documentation, the specifications it publishes for public use (OpenAPI, AsyncAPI, JSON Schema,
apis.json,llms.txtand similar), its public repositories, and its public status, pricing and changelog pages. Nothing here is obtained by breaching a system, defeating an access control, or using credentials of any kind.The rating is an independent assessment. The Kin Score and Agent Readiness rating are independently calculated scores of a company's public API artifacts, produced by API Evangelist against a published rubric. They are not certifications, endorsements, security assessments, or audits, and they score published artifacts — not the quality, safety, or security of the software.
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Full detail: Where this data comes from
Lendo (شركة ليندو السعودية للتمويل) is a Riyadh-based Saudi fintech licensed by the Saudi Central Bank (SAMA, License No. 61/A SH/202203) operating the Kingdom's first SAMA-licensed Sharia-compliant debt-based crowdfunding platform, connecting SMEs needing liquidity with retail and institutional investors through invoice financing, working capital financing, purchase-order financing and government-backed programs.
Website: https://lendo.sa — Backed by: 500-global
Lendo publishes no public developer program — no developer portal, API reference, OpenAPI definition, SDKs, CLI, GitHub organization, webhooks or partner integration documentation.
What the enrichment pipeline did find:
llms/lendo-llms.txt— a realllms.txtpublished at https://lendo.sa/llms.txt, captured verbatim.api.lendo.sa— a live production API host backing the web and mobile apps. Every path returns 401/403 without a bearer token. Its/v3/api-docsroute answers "Forbidden: This endpoint is not available in production", confirming a springdoc-openapi definition that exists internally but is not exposed.security/lendo-trust-center.yml— a SafeBase-hosted trust center at https://trust.lendo.sa/ naming SAMA CSF as its compliance framework (no SOC 2 / ISO 27001 / PCI DSS listed).conventions/+errors/— request/response semantics and the proprietary bilingual{message, status, responseTimestamp}error envelope, recorded from live probes rather than documentation.security/lendo-domain-security.yml— TLS 1.3 and HSTS across all hosts; no DNSSEC, no CAA; SPF and DMARC (quarantine) present.well-known/— no/.well-known/discovery documents published; nosecurity.txt, and no vulnerability disclosure programme anywhere on the site (the/report-violationpage is fraud/ethics reporting, not security).