Credit Default Prediction with Markov Chains

This is a full-stack simulation tool for predicting credit default risk using a Markov Chain model.

✨ Features

• Simulate 1000 customers over time
• Predict credit status after N months
• Visualize the outcome with charts

🛠️ Tech Stack

• React + TypeScript (Frontend)
• Node.js + Express + TypeScript (Backend)
• Recharts for data visualization

🧠 Concepts

• Markov Chains
• Probability-based simulations
• Credit state transitions

📌 Author

Made by Doston | Inspired by finance risk modeling