Feature: Implement a dynamic 'Buy Now, Pay Later' visual cost breakdo…

[pradeep0153]

Closes #405.

Description

This PR executes a highly strategic conversion rate optimization (CRO) initiative by engineering a dynamic, highly prominent "Buy Now, Pay Later" (BNPL) micro-payment breakdown, explicitly designed to eradicate "sticker shock" on our highest-ticket furniture items.

Changes Made

• Component Architecture: Engineered a highly visible, dynamic <FinancingBreakdown /> React component.
• Strategic Placement: Injected this component directly beneath the primary, high-contrast price tag on the Product Display Page (PDP) layout hierarchy.
• Dynamic Calculation Engine: The component establishes a strict subscription to the global selectedVariant state payload. Whenever a customer changes configurations (e.g., upgrading from standard fabric to premium leather), the component instantly recalculates the new total price.
• Algorithmic UI Rendering: If the calculated price of the sofa is $3,000, the component instantly executes the division logic (based on our Affirm/Klarna API terms) and renders a highly appealing, real-time breakdown string directly into the UI: "Or pay as low as $83/mo with Affirm. 0% APR available."

Impact

• Psychological Reframing & Cart Abandonment: Premium furniture suffers from massive "sticker shock." A customer sees a $3,000 price tag on a sectional and immediately bounces, assuming they cannot afford it today. While we offer financing through Affirm/Klarna, it was previously hidden behind a tiny, unnoticeable logo buried at the bottom of the page. By engineering this highly prominent, dynamic breakdown, we leverage the psychology of micro-payments. Visually breaking a massive, intimidating $3,000 purchase into a highly manageable $83/month commitment immediately at the point of decision completely eradicates financial hesitation, instantly expanding our addressable market and drastically accelerating the conversion velocity of our most expensive inventory.

[vercel]

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