Updated README.md

README.md

@@ -1,36 +1,37 @@
 ### 01. Overview
 
+<img src="./assets/icon.png" alt="icon" style="zoom:50%;" /> 
 
-- 이 레포는 **리스크관리**와 관련된 다양한 자료, 논문들을 정리하여 요약 및 리뷰를 하는 모음입니다.
-- 통계학 기반의 보험 및 리스크관리 기법들을 다룬 논문들을 공부하며, 사이버리스크와 자연재해 리스크를 중점적으로 다룹니다. 
+
+- **리스크관리, 보험, 규제모형** 관련 자료 및 논문을 공부하는 곳
+- 통계학 기반의 방법론들을 사용하며, 이머징리스크 (cyber risk, pandemic risk) 등을 다룸. 
 
 ---
 ### 02. Quick-Summary
 - [https://github.com/kwoongbae/risk-management-papers/issues](https://github.com/kwoongbae/risk-management-papers/issues)
 
+- **규제모형 관련 연구 정리**
+
+  - | Reference                                                    | Summary                                                      |
+    | ------------------------------------------------------------ | ------------------------------------------------------------ |
+    | [Eling and Schnell (2020)](https://www.tandfonline.com/doi/abs/10.1080/10920277.2019.1641416) | 데이터 기반으로 scr 산출하고 규제모형 기반으로 scr 산출하여 사이버리스크의 과소평가됨을 보임. |
+
 ---
 ### 03. Deep-Dive
 
-- **A Neural Network Extension of the Lee-Carter Model to Multiple Populations (*AAS 2021*)** [pdf](./Paper/Richman_AAS_2021.pdf) / [review](./Review/Richman_AAS_2021.md)
-
+- **A Neural Network Extension of the Lee-Carter Model to Multiple Populations (*AAS 2021*)** [paper](./Paper/Richman_AAS_2021.pdf) / [review(ko)](./Review/Richman_AAS_2021.md)
   - *This paper **predicted the morality rates of HMD dataset using Lee-carter model**, Augmented Common Factor (ACF), Common Age Effect (CAE),  and **Deep Neural Network** (fully-connected).*
   - mortality rates
-- **The Drivers of Cyber risk (*JFS 2022*)** [pdf](./Paper/Aldasoro_JFS_2022.pdf) / [review](./Review/Aldasoro_et_al_JRS_2022.md)
+- **The Drivers of Cyber risk (*JFS 2022*)** [paper](./Paper/Aldasoro_JFS_2022.pdf) / [review(ko)](./Review/Aldasoro_et_al_JRS_2022.md)
   - *This paper explained the relationship between cyber risk loss and independent variables such as sector, risk type, company size, and maliciousness based on **Advisen dataset.***
   - cyber risk
-- **The Economic Impact of Extreme Cyber Risk Scenarios (*NAAJ 2022*)** [pdf](./Paper/Eling_NAAJ_2022.pdf) / [review](./Review/Eling_NAAJ_2022.md)
-  - *This paper designed the **6 scenarios based on the most significant cyberattacks threats** (Supervisory control, Cloud service failure, Health sector and hospitals, Municipal services, Telecommunication, Cross-sector attack) and estimated the economic affects using **Inoperability Input-Output Model**.*
-  - cyber risk, scenario
-- **Cyber Risk Scenarios, the Financial System, and Systemic Risk Assessment (*CEIP 2019*)** [pdf](./Paper/Kaffenberger_et_al_2019.pdf) / [review](./Review/Kaffenberger_et_al_2019.md) 
+- **Cyber Risk Scenarios, the Financial System, and Systemic Risk Assessment (*CEIP 2019*)** [paper](./Paper/Kaffenberger_et_al_2019.pdf) / [review(ko)](./Review/Kaffenberger_et_al_2019.md) 
   - *This report proposed a **scenario analysis method based on the magnitude of cyber risk** (High-Impact Operational Risk Scenarios, Upstream Infrastructure Scenarios, and External Shock Scenarios) and a **framework for risk assessment** (Cyber Risk Exposure - Cybersecurity Preparedness - Shock Resilience = Systemic Cyber Risk Score!! )*
   - cyber risk, scenario
-- **Building resilience in Cybersecurity: An artificial lab approach (*JRI 2023*)** [pdf](./Paper/Awiszus_et_al_JRI_2023.pdf) / [review](./Review/Awiszus_et_al_JRI_2023.md) / [ppt(en)](./Presentation/Seminar_20240125.pdf)
+- **Building resilience in Cybersecurity: An artificial lab approach (*JRI 2023*)** [paper](./Paper/Awiszus_et_al_JRI_2023.pdf) / [ppt(en)](./Presentation/Seminar_20240125.pdf)
   - *This paper reproduced cyber risks with network topology (digital twin) and simulations.*
   - cyber risk, simulation(graph network)
-- **What are the actual costs of cyber risk events? (*EJOR 2019*)** [pdf](./Paper/Eling_EJOR_2019.pdf) / [code(R)](./Code/Eling_et_al_EJOR_2019.r) 
-  - *This paper extracted cyber risk cases from operational risks, estimated the distribution of loss frequency/severity, and analyzed the factors of cyber risks.*
-  - cyber risk
-- **Systemic Cyber Risk and Aggregate Impacts (*RISA 2021*)** [pdf](./Paper/Welburn_RISA_2021.pdf) / [review](./Review/Welburn_RISA_2021.md) / [ppt(en)](./Presentation/Seminar_20240321.pdf)
+- **Systemic Cyber Risk and Aggregate Impacts (*RISA 2021*)** [paper](./Paper/Welburn_RISA_2021.pdf) / [ppt(en)](./Presentation/Seminar_20240321.pdf)
   - *The paper used **Quantitative modeling** (Input-Output modeling and Computational General Equilibrium models) to calculate **direct costs** and **indirect costs** (upstream impacts and downstream impacts) caused by Systemic Cyber Risk.*
   - systemic cyber risk, input-ouput model