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F&C Dave Co.

Description

F&C Dave Co. is a multinational insurance and banking services company headquartered on 71-Gordion. It has an agreement with the Company to offer its services to Company employees.

Credits

Thank you to the following people / groups for inspiration, documentation, libraries, and references.

Features

  • Configurable values: if you don't like these numbers / options, you can change them
  • Disables the death credit penalty only if there is a current insurance policy
  • Insurance for when everyone dies and you lose your loot
    • Get an insurance policy using the terminal
      • You will be charged for the initial payment
      • Tier options are Economic, Standard, and Bespoke
        • Economic
          • Base premium is 7% of the coverage
          • Deductible is 25% with a minimum of 15% of the coverage and a maximum of 60% of the coverage
        • Standard
          • Base premium is 15% of the coverage
          • Deductible is 10% with a minimum of 10% of the coverage and a maximum of 30% of the coverage
        • Bespoke
          • Base premium is 35% of the coverage
          • No deductibles
        • Premium will increase by 25% every time it is used, based on usage within the past 10 days
      • Coverage options (in credits) are 150, 400, 800, 1500, 2250, 3600, 5500, 8000, 11125, 15250, 18000
    • Make a claim using the terminal when you lose all your loot due to full crew death
      • You must pay the deductible if your policy tier requires it
      • A gold bar with the value of the lost scrap (maximum is the coverage amount) will be given to you
  • Loan system for when you are short of the quota
    • Get a loan using the terminal (only one loan may be taken out at a time)
    • The loan will pay for your quota in full
    • An interest of 5% will be added to the amount required to be paid back
    • Pay it off using the terminal within 4 days for no penalty
    • If you do not pay within that time, 10% of your credits will be garnished each day for loan payments

Terminal commands

Insurance

  • insurance info, insurance information, insurance policy
    • Get information on the current insurance policy
  • insurance select, insurance get
    • Select a new insurance policy (or cancel your current insurance policy)
  • insurance claim, insurance claims, insurance make claim
    • Confirm an insurance claim
    • You must have a insurance policy
    • Look below you for the gold bar

Bank

  • bank loan info, bank loan information
    • Get information on the current loan
    • You must have an unpaid loan
  • bank loan get, bank loan
    • Get a loan covering your current quota
    • You must not have an unpaid loan
  • bank loan pay, bank loan payment
    • Pay the current loan off
    • You can pay either in full or only a specific percent of the loan amount
    • You must have an unpaid loan

Contact

Please use the GitHub issue tracker for any issues, requests, or inquiries.

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Lethal Company mod which adds an insurance system and a loan system

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