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2 changes: 1 addition & 1 deletion 2023/10/09/life/国庆自驾游-总结/index.html
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2 changes: 1 addition & 1 deletion 2023/10/09/life/国庆自驾游-第三天-岳西-麻城/index.html
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2 changes: 1 addition & 1 deletion 2023/10/09/life/国庆自驾游-第五天-襄阳-驻马店/index.html
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2 changes: 1 addition & 1 deletion 2023/10/09/life/国庆自驾游-第六天-驻马店-上海/index.html
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2 changes: 1 addition & 1 deletion 2023/10/09/life/国庆自驾游-第四天-麻城-襄阳/index.html
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2 changes: 1 addition & 1 deletion 2023/10/11/code/web-roadmap/index.html
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2 changes: 1 addition & 1 deletion 2024-08-14/sideline-income/index.html
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2 changes: 1 addition & 1 deletion 2024-08-15/lose-weight/index.html
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2 changes: 1 addition & 1 deletion 2024/08/19/life/华山印象/index.html
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10 changes: 5 additions & 5 deletions 2024/09/03/invest/[20240903]中信转债又给机会/index.html
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<meta property="og:description" content="中信转债又给机会 20250304 到期，还有半年。到期赎回价 111 元，即到期时中信银行会以 111 元的价格回购转债（忽略中信银行的违约概率） 这 111 元含最后一期利息，散户的利息需要扣税 20%，所以散户可以在到期前两三天以 110.7 元的价格卖出，不需要缴税的投资机构会买入 现在市场价 111.76 元，最差情况是半年后以 110.7 元卖出，亏损 1 元，约 0.95% 目前可转">
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14 changes: 7 additions & 7 deletions 2024/09/04/invest/[20240904]淘宝将全面支持微信/index.html
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<meta property="og:description" content="锂科转债 发行人为上市公司五矿新能，该公司实控人为五矿集团，持股 32%（五矿集团是国务院国资委 100% 控股） 公司背景足够，流动资产 81 亿，流动负债 24 亿，货币资金 32 亿。可转债剩余规模 32 亿，偿债压力不大，并且公司资产负债率只有 45%，实在不济就从银行贷款偿还可转债。所以，违约概率极低 转债当前价格 98.4 元，到期税后收益率 3.23%（散户的税后收益率可以做到约 3">
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23 changes: 13 additions & 10 deletions 2024/09/05/invest/[20240905]屠龙少年终成恶龙/index.html
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<meta name="description" content="银行息差已经没什么下降空间 目前息差 1.54%，而不良贷款率是 1.59%，这意味着银行赚取的息差覆盖不了贷款违约的损失 降准尚有一定空间，但存贷款利率进一步下降面临约束 今天，央行货币政策司司长在新闻发布会上如是说 屠龙少年终成恶龙 校友会有个组织递酒人民壹院，这是一个小酒馆，定期邀请校友做分享，点一杯咖啡就可以听 近期一个分享是关于保险，我最近正在学习相关知识，就在群里跟大家交流了下">
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